Rockwood’s preferred market segment comprises those accounts involved in oil and gas, manufacturing and retail operations.
We will consider accounts under the following program structures:
- Fully insured: No account is too small
- Small deductibles
- Intermediate deductibles ($25,000 to $100,000 – select states)
- Large deductibles (greater than $100,000)
- Retrospective rated programs
- Excess workers’ compensation (select states)
Coverage Highlights
Coverage available
- Statutory monoline workers’ compensation
- Increased employers’ liability limits optional
Coverages not included
- United States longshoremen and harbor workers’ compensation coverage (exposure less than 10% may be considered on an individual basis)
- Voluntary compensation coverage
Coverage Amounts
Minimum premium varies by state and class.
Appetite & Availability
Targeted classes
- Parcel delivery (FedEx/Amazon)
- Refractory and stone products
- Fiberglass manufacturing
- Pallet manufacturing
- Fuel distribution
- Powdered metals
- Foundries
- Country clubs
- Exterminators
- Gasoline retailers
- Hotels/motels
- Janitorial
- Machine shops
- Marinas
- Oil and gas contractors
- Personal care homes
- Pharmacies
- Restaurants
- Retail stores
- School bus contractors
- Service stations
Excluded classes
- Applications requesting coverage for only corporate officers or owners
- Bars, taverns and nightclubs
- Risks where the payroll is inadequate for the number of employees
Geographic availability
- United States
- Alabama, Georgia, Indiana, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia
Additional Information
Distributed through partnerships with agents and brokers.
