Coverage Highlights

• Occurrence-based general liability coverage written monoline
• Coverage available varies by product
• Coverage notes:
  • Products liability coverage provided on a limited basis
  • Contractors subcontracting more than 20% of the work will not be accepted
  • Blanket contractual coverage is not provided
  • New ventures will be considered for many classes, including most contractors

Coverage Amounts

• Limits under $100,000:
  • $250 minimum premium

• Limits $100,000–$300,000:
  • $300 minimum premium

• Limits $300,000–$500,000
  • $350 minimum premium

• Limits over $500,000
  • $500 minimum premium

Coverage Limits

$1 million per occurrence

Appetite & Availability

Targeted classes

• Beauty shops
• Carpentry
• Caterers
• Clubs
• Concessionaries
• Excavation
• Janitorial services
• Logging and lumbering
• Mobile home parks
• Residential plumbing
• Sawmills
• Schools (barber and beautician)
• Special events
• Tree trimming
• Truckers

Excluded classes

• Roofing and stucco contractors

Geographic availability

• United States
  • Delaware, Maryland, Pennsylvania and Virginia

Additional Information

Distributed through partnerships with agents and brokers.