Coverage Highlights
- Professional liability
- Separate defined sublimit for:
- Contingent bodily injury and property damage
- Lock box
- Open house
- Failure to disclose pollutants
- Supplemental payments, including:
- Crisis management expenses
- Appearance at proceedings
- Disciplinary proceedings
- Subpoena assistance
- ADA, FHA, OSHA legal expense reimbursement
- Cleanup cost coverage
Coverage Limits
- $2 million maximum
- $2,500 minimum deductible and premium in most states
- $5,000 minimum deductible and premium in Arizona, Florida, New York and Washington
- $10,000 minimum deductible and premium in California
Additional Information
- Owned property coverage available
- Failure to maintain insurance carveback for property managers available
- Ability to grant additional insured status for property owners
- Broad third-party discrimination definition
- Third-party cyber coverage with affirmative social engineering sublimit
- Ability to include mortgage broker and business broker service
Coverage is always subject to all of a policy’s terms and conditions. This is a summary of certain key aspects of coverage. Review the policy form for complete terms and conditions. Products are underwritten by U.S. insurers that are members of Argo Group. Some products are only available through an authorized surplus lines insurer.