Coverage Highlights
Argo Environmental CPLUS is a state-of-the-art form that blends pollution and professional coverages in a single policy with affirmative coverage grants, broad definitions and many built-in enhancements. Argo Environmental offers tailored versions of this product based on industry and risk size.
- Automatic additional insureds
- Broad definition of bodily injury
- Broad definition of pollutant/pollution condition includes:
- Legionella
- Electromagnetic fields
- Microbial matter
- Illicit abandonment
- Broad definition of professional liability includes:
- Services performed for a third party in the capacity of an architect, an engineer, a consultant, an inspector, a surveyor or construction management
- LEED-accredited professionals
- Disposal recommendations for pollutants generated by a third party
- Crisis management costs coverage
- Defense costs outside the limits of liability on all coverages except professional and pollution liability for insured’s sites
- Emergency expense coverage included at the full policy limit
- Misdelivery of a liquid or solid product
- Worldwide coverage
Coverages Available
- Contracting services pollution (CPL)
- Transportation pollution liability (TPL)
- Non-owned disposal sites (NODS)
- Products pollution liability (Occurrence)
- Pollution liability for insured’s sites (site pollution)
- Time element pollution for insured’s sites
- Professional liability
Coverage Limits
- Limits up to $10 million per occurrence / $10 million aggregate available
Additional Information
Coverage Examples
- Site pollution and products pollution coverages for a middle-market paint manufacturer
- CPL and professional liability for an environmental consultant where general liability is in BOP
- CPL, products pollution and professional liability coverages for a storage tank fabrication company where general liability is in the standard market or captive
- CPL and professional liability to meet contractual requirements
