Coverage Highlights
- Professional liability, primary and excess options
- Pollution liability
- Supplemental payments, including:
- Crisis management expenses
- Appearance at proceedings
- Disciplinary proceedings
- Subpoena assistance
- Definition of insured includes:
- Any employee
- Independent contractors
- Interns
- Volunteers
- Estate
- Heirs
- Executives
- Spouses
- Domestic partners
Coverage Limits
- $5 million maximum
- $2,000 minimum deductible
- $2,000 minimum premium
Appetite & Availability
Target risks
Argo Pro can write for companies of all sizes, ranging from sole proprietorships to large companies. Including:
- Advertising services
- Appraisers
- Auctioneers
- Business brokers
- Claim adjusters
- Collection agents
- Employment agents
- Management consultants
- Medical billers
- Mortgage brokers
- Payroll processing
- Printers
- Property managers
- Public relations services
- Real estate agents/brokers
- Referral services
- Third-party administrators
- Title agents/abstractors
- Travel agents/tour operators
- Translators
Additional Information
- Non-practicing extended regulatory period and/or death and disability extended regulatory period
- Waiver of subrogation wording when insured agrees to prospectively waive via written contract
- Claims provision allows for choice of counsel, with insurer’s consent
- Up to $25,000 deductible credit for voluntary mediation
- Automatic coverage for acquisitions of entities whose revenues are less than 50% of the named insured’s revenues
- Wrongful act includes personal injury offense
- Final adjudication for fraud claims
- Punitive and exemplary damages covered, where insurable
Coverage is always subject to all of a policy’s terms and conditions. This is a summary of certain key aspects of coverage. Review the policy form for complete terms and conditions. Products are underwritten by U.S. insurers that are members of Argo Group. Some products are only available through an authorized surplus lines insurer.
